Dates you'll want to know - first come, first served

We don't know all the details about HEALTH INSURANCE REFORM but we do know that the important enrollment dates. Please mark your calendars.

First, people who buy health insurance OUTSIDE THE EXCHANGE for January 1, 2014 can buy as late as the last business day of December or any other month for an effective date of the following month - the same as we do today.

Here’s how enrollment works INSIDE THE EXCHANGE for the first year:
Initial Exchange Open Enrollment Period runs October 1, 2013 through March 31, 2014

Enrolling during the Initial Open Enrollment Period on or before December 24, 2013 and coverage is effective January 1, 2014

Enroll between December 25 – 31, 2013 - coverage is effective February 1, 2014

Enroll between January 1 – 24, 2014 - coverage is effective February 1, 2014

Enroll between January 25 – 31, 2014 - coverage is effective March 1, 2014

Enroll between February 1 – 24, 2014 - coverage is effective March 1, 2014



Enroll between February 25 – 28, 2014 - coverage is effective April 1, 2014


Enroll between March 1 – 24, 2014 - coverage is effective April 1, 2014


Enroll between March 25 – 31, 2014 - coverage is effective May 1, 2014

NOTE: For a January 1, 2014 effective date, inside the exchange, key dates are as follows for Washington enrollees:
• Last date for application – December 24, 2013.
• Effectuation date – December 24, 2013. (This is the date premium payment must be received by in order for coverage

This is also important - you pay the premium AHEAD of the initial effective date..
Merry Christmas!

Please keep me in mind and tell all your friends (in Washington) that I can help them with enrollments either inside or outside the new exchanges.