In WA where I practice the Health Plan Finder website crashed minutes after going live at 7:30AM. It was resurrected a couple of times during the day but most people failed to get past the "Create An Account" page. The site was shut down at 8:00PM for maintenance so the IT guys could work their magic.
Here are some tips for using www.wahealthplanfinder.org (if you can log in)--
1-- Read
the description for creating a Username and Password carefully (the description
of the username and password are BELOW each of the entry fields)
2--The
system will not accept any characters such as apostrophes, hyphen, etc. and it
won't tell you why. It will repeatedly say 'rejected'.
· -- Do
not hit 'Enter'! Hit TAB or it will kick you out and you have to start
over.
· --
Don't
'arrow back' - it will kick you out. Use the 'back' button on the bottom
of the page (sometimes on the top of the page as well - if on both, use the
bottom button). And be careful as some pages don't have a 'back' button -
so hope you did it right as you won't be able to go back.
· --
You
will be asked to enter your income, your MAGI or Modified Adjusted Gross
Income. Have your 2012 tax return handy. IRS tax forms 1040 and 1040A have the
MAGI at the bottom of the page. The 1040 EZ is actually the Net Income.
Don’t guess! If your stated income is more than 10% different than what the IRS
records show you will receive a form in the mail requesting explanations. If
your explanations for being off the mark don’t cut the mustard you may be
flagged for an IRS audit.
· --
This
has not been advertised - but the MAGI will also include Social Security.
All Social Security income is taxable. This will be important to those
receiving Social Security income such as SSI, or early retirement. If you are
on Medicare the ACA enrollment doesn’t apply.
· --
Unemployment
payments are taxable
Remember,
if you do enroll at www.wahealthplanfinder.org
look for the button to find an agent/broker and select my name, RICHARD EK.
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